Legal
Disclosures & Legal Information
Important Disclosures
Advisory Services offered through LexAurum Advisors, LLC, an SEC-registered investment adviser. LexAurum Advisors, LLC and Elemental Wealth Group are not affiliated companies. Elemental Retirement Solutions is a division of Elemental Wealth Group, LLC.
The information provided on this website is for educational and informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other form of advice. You should not treat any of the website's content as such. Although the information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. Information may become out of date and/or unreliable over time.
Elemental Wealth Group, LLC does not recommend that any specific financial product, investment strategy, or course of action is suitable for any specific person. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. Investing strategies, such as asset allocation, diversification, or rebalancing, do not ensure better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies.
Fiduciary Status
As a 3(38) investment manager under ERISA, Elemental Retirement Solutions assumes fiduciary responsibility for the selection, monitoring, and replacement of investment options within retirement plans we manage. This fiduciary role transfers investment-related liability from the plan sponsor to Elemental Retirement Solutions.
Our fiduciary duty means we are legally obligated to act in the best interest of plan participants and beneficiaries. We do not accept compensation from fund companies, and our recommendations are based solely on independent research and analysis.
Fee Disclosure
Elemental Retirement Solutions operates on a fee-only basis. We do not receive commissions, revenue-sharing payments, 12b-1 fees, or any other form of compensation from mutual fund companies, insurance companies, or other financial product providers.
Our compensation comes exclusively from advisory fees agreed upon with our clients. This fee structure is designed to eliminate conflicts of interest and ensure that our recommendations are always aligned with our clients' best interests. Specific fee schedules are provided to clients and prospective clients during the engagement process.
Third-Party Links & Resources
This website may contain links to third-party websites, articles, or resources for informational purposes. Elemental Retirement Solutions does not endorse, approve, or control these third-party sites and is not responsible for the content, accuracy, or opinions expressed on such sites.
The inclusion of any link does not imply affiliation, endorsement, or adoption by Elemental Retirement Solutions of any site or the information contained therein. When you access a third-party site, you do so at your own risk.
Privacy Policy
Elemental Retirement Solutions is committed to protecting the privacy of our clients and website visitors. We collect personal information only when voluntarily provided by you, such as when scheduling a consultation or contacting us via email or phone.
We do not sell, rent, or share your personal information with third parties for marketing purposes. Personal information may be shared with service providers who assist us in operating our business, subject to confidentiality agreements. We maintain physical, electronic, and procedural safeguards to protect your information.
For questions about our privacy practices, please contact us at info@ewealthgroup.com.
Contact Information
For questions regarding these disclosures or any information on this website, please contact:
Elemental Wealth Group, LLC St. Louis, Missouri Phone: (636) 248-1000 Email: info@ewealthgroup.com