What We Do
Comprehensive 401(k) management, built on evidence.
From fiduciary investment management to participant education, we handle the parts of your plan that create risk and consume time — and we document every step.
Services
What we take on for your plan.
3(38) fiduciary investment management
We assume discretion and responsibility for selecting, monitoring, and replacing your plan's investments, guided by a written Investment Policy Statement.
Independent plan & fee review
A clear-eyed look at your current lineup, share classes, and total plan costs — where your plan stands today and where it could be stronger.
Investment selection & monitoring
Funds chosen on the merits using institutional research and true open architecture — never product incentives or revenue sharing — and monitored continuously against IPS criteria.
Participant education
Practical, plain-language educational resources throughout the year, with optional live or webinar-based sessions led by us when an employer wishes.
Quarterly reporting & documentation
Quarterly reviews of performance and fund-retention criteria, plus the documentation that evidences your due diligence as a plan fiduciary.
Vendor & plan-design advocacy
We work alongside your recordkeeper and TPA, advocate on your behalf, and help you weigh features like automatic enrollment and contribution escalation.
How We Work
A clear path from first call to ongoing oversight.
A conversation
A short, no-pressure discussion of your current plan and goals.
Plan review
We analyze your fees, fund lineup, and fiduciary structure.
A clear proposal
Tailored recommendations with transparent, plain-language pricing.
Seamless transition
We quarterback the move and communicate with participants, minimizing disruption.
Ongoing oversight
Continuous monitoring, quarterly reporting, and education year-round.
A word on fees
We will not claim to be the cheapest — that is a race, not a standard. But plan fees have been at the center of our research for over a decade. We bring that scrutiny to every plan we manage and advocate for reasonable, transparent costs, because that is a fiduciary duty, not a selling point.